About Us

About Young Money Matters

The age you start saving into a pension, half it, and save that percentage of your pre-tax income each year until you retire.

According to this general rule of thumb, even if you start saving as early as age 18 you should put aside 9% of your earnings every year. However, very few people actually follow this rule which means that many will be insufficiently prepared for retirement. The number of retirees in the UK solely reliant on the state pension recently hit its highest level in over 20 years – a situation you definitely do not want to be in when you retire.

This is the result of a fundamental lack of understanding about money, not amongst older people, but amongst the young. It is vital that you have a basic knowledge about pensions, ISAs and other aspects of finance before you start work, so that you can make the right decisions from day one.

This is where Young Money Matters steps in. We understand that finance can be complicated and boring, and there are far more interesting things you could be doing with your time. That is why our website only contains the important information that directly affects you, in an easy-to-read way that can be understood by anyone! It is now possible to learn about money without wasting time or getting confused.

All the important information

Quick and easy to read

Can be understood by anyone

Who is behind Young Money Matters?

Founder of Young Money Matters

Hi, my name is Finlay and I am the founder of Young Money Matters. I am 19 years old and am studying Economics at the London School of Economics and Political Science (LSE).

Some of you may be wondering, how do I know all of this stuff, or why listen to a 19-year-old? Well, I first learnt about pensions, savings and investments when I did some work experience at the Financial Conduct Authority one summer. I learnt the importance of preparing for retirement from an early age and realised that, had I not been fortunate enough to spend time at the FCA, I would never have known anything about it. Millions of fellow young people have no idea that they should start saving as early as possible, so they make the wrong financial decisions and end up worse off during retirement.

In an attempt to solve this problem, I was inspired to do more research and spread the information to as many people as possible. That’s why I started Young Money Matters! I believe my age gives me an advantage, as I can act as an example and guide our generation to financial freedom.

My goal is to make it easy for anyone to learn about money, and equip people with the knowledge to make the best financial decisions. I see a great future for Young Money Matters and I hope to expand the site to include information about student loans, mortgages and much more! Perhaps one day we will be able to print out guides which can be given out to young people by universities and their employers for free.

If you have any further questions about Young Money Matters, please do not hesitate to contact us here. All feedback is greatly appreciated, and do not forget to follow us on Instagram, Twitter, Facebook and LinkedIn. You can also sign up to our mailing list here for occasional updates.

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